Who we are

The CARD-MRI Development Institute, Inc. (CMDI) is a globally recognized learning institute that provides an array of practitioner-led training and education services to staff and members of CARD Mutually Reinforcing Institutions (CARD MRI) and other microfinance institutions interested in innovative development methodologies, as well as microfinance practitioners seeking advanced education in applied microfinance.


Located in Barangay Tranca in the municipality of Bay in the province of Laguna, Philippines, CMDI is comfortably situated in an environment of lush greeneries and nature conducive for a concentrated learning. It has several facilities for learning, training and meetings that are filled with various resource materials and equipped with the latest technology that allow for a conducive learning environment.


All training programs and courses are developed and taught by CMDI’s faculty comprised of competent CARD MRI personnel, microfinance experts and development practitioners who have dedicated themselves in alleviating poverty in the Philippines.


Originally known as the CARD Training Center of the CARD NGO, CMDI became a self-sustaining mutually reinforcing institution under CARD Inc. in April 2005. Over the years, CMDI has produced skilled men and women who are now managing and leading the different CARD MRIs that are responsive to the required projected growth of other CARD MRIs, especially the CARD Inc. and CARD Bank. From 150,000 members in 2005, CARD has dramatically increased its provision of integrated financial and non-financial services to more than 2 million members and continuously expands to reach 5.3 million members (5.0 million for microfinance clients and 0.3 million for small to medium enterprise clients) by 2015. The projected growth and resulting training needs, in addition to CMDI’s mission of extending training to other organizations, will continue to drive an intensive period of development and capacity building at CMDI.


CMDI’s commitment to deliver exceptional practitioner-led training and education services to its clients continues at it establishes its presence in the key cities of the country. At present, CMDI has facilities in Baguio City in Benguet, Pasay City in Metro Manila, and Masbate City in Bicol. It also has a campus in Tagum City in Davao.